Welcome to Wile Buick Pontiac Cadillac's Finance Department. Thank you for considering us as your automotive dealership of choice. We understand that the financing of your New or Pre-Owned vehicle can be overwhelming. Well NOT SO!
We take pride in our 15 Lenders working to provide you with the best possible terms and options available.
Unsure of your credit? DON'T WORRY! We accept all types of credit. And will work hard to make sure you are able to purchase the car, truck or SUV of your dreams.
Are you in a current loan or lease? Want to refinance? Well, we can assist with that as well. NO PROBLEM!
Want to be pre-approved? Busy schedule and can't make it down to our showroom? Take a moment to fill out the form below and one of our professional loan specialists will contact you shortly to review your loan details.
Your new car is JUST A CLICK AWAY!!
21 Route 66 E
Columbia, CT 06237pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.